한국은행 총재 신현송은 유럽중앙은행 포럼에서 중앙은행이 발행한 디지털화폐(CBDC), 상업은행 예금 토큰, 토큰화 자산으로 구성된 '통합원장'을 미래 화폐제도의 청사진으로 제시했습니다. 신 총재는 민간 스테이블코인보다 안전성이 높은 예금토큰 발행을 주장하며, 통합원장을 통해 지급결제 시스템 안정성을 높이고 자산 거래 효율성을 향상시킬 수 있다고 강조했습니다. 또한, 국채 등 자산 토큰화를 고려하고, 국제결제 시스템과 연계하여 원화의 국제적 활용도를 넓힐 것을 제안했습니다. 신 총재는 한국은행이 추진 중인 '프로젝트 한강'을 통합원장 구현 사례로 언급하며, 주요국 중앙은행보다 2년 앞선 디지털화폐 연구개발 역량을 보여주었습니다.
Gubernur Bank of Korea Shin Hyun-song mempresentasikan 'ledger terpadu' yang terdiri dari mata uang digital (CBDC) yang diterbitkan oleh bank sentral, token setoran bank komersial, dan aset yang di-token sebagai cetak biru sistem moneter masa depan dalam forum European Central Bank. Gubernur Shin berpendapat bahwa penerbitan token setoran yang lebih aman daripada stablecoin swasta dan menekankan bahwa ledger terpadu dapat meningkatkan stabilitas sistem pembayaran dan penyelesaian serta meningkatkan efisiensi perdagangan aset. Selain itu, ia mempertimbangkan tokenisasi aset seperti obligasi pemerintah dan mengusulkan untuk memperluas penggunaan won secara internasional dengan menghubungkannya ke sistem pembayaran internasional. Gubernur Shin menyebutkan 'Proyek Han River' yang sedang dijalankan oleh Bank of Korea sebagai contoh implementasi ledger terpadu dan menunjukkan kemampuan penelitian dan pengembangan mata uang digital yang lebih maju dua tahun dibandingkan bank sentral negara-negara utama.
The Governor of the Bank of Korea, Shin Hyun-song, presented a 'unified ledger' consisting of central bank-issued digital currency (CBDC), commercial bank deposit tokens, and tokenized assets as a blueprint for the future monetary system at a forum hosted by the European Central Bank. Governor Shin argued for the issuance of deposit tokens, which are safer than private stablecoins, and emphasized that through the unified ledger, the stability of the payment and settlement system can be enhanced and the efficiency of asset transactions can be improved. He also suggested considering asset tokenization, such as government bonds, and proposed expanding the international usability of the won by linking it to the international payment system. Governor Shin cited the 'Project Han River' being pursued by the Bank of Korea as an example of unified ledger implementation, demonstrating its digital currency research and development capabilities two years ahead of major central banks.
