Recently, due to climate change such as heat waves and high temperatures, agricultural and fishery disaster insurance has been attracting attention. This insurance, which covers crops, livestock, and farmed fish, has proven its compensation performance and management stability effect, but the subscription rate is still low. The government subsidizes more than half of the insurance premiums with national funds, strengthens compensation standards, and from the 15th, eliminates the increase in insurance premiums for the following year in case of unavoidable natural disasters. However, there are still tasks to improve products, such as resolving differences in subscription rates by species.