Over the past 10 years, the national pension receipt rate and income growth rate of Korean elderly women have been higher than those of men, but the actual amount of pensions received is still insufficient. As of 2023, the average monthly national pension payment for elderly women was only 243,000 won, which is only one-sixth of that of elderly men. In particular, elderly women who receive only basic pensions have very low incomes, and they do not see a significant increase in actual consumption even with an increase in basic pensions. The research team proposed various policy options to address these problems, including expanding the amount of basic pension payments, improving the couple's reduction system, and establishing long-term care insurance.