The government will establish a 'Productive Finance ISA (Individual Comprehensive Asset Management Account)' to promote long-term investment in domestic stocks. When investors make long-term investments in domestic stocks and funds, national growth funds, and business growth collective investment instruments (BDC), they can enjoy more tax benefits than existing ISA products.
The Ministry of Economy and Finance announced in the '2026 Economic Growth Strategy' released on the 9th that it will push forward with the establishment of 'Productive Finance ISA'.
This is a follow-up measure based on President Lee Jae-myung's instruction to Deputy Prime Minister and Minister of Economy and Finance Koo Yun-chul during a state affairs meeting in November of last year to review plans to provide tax benefits to long-term stock investors. At that time, President Lee said, "I hope you will carefully develop in detail a way to provide benefits for long-term investments by general (stock) investors."
The Productive Finance ISA will be launched in two main types: 'Youth Type' and 'National Growth Type'.
The Youth Type is designed to support mid- to long-term asset formation for early-career workers (youth with annual salaries of 75 million won or less), and in addition to tax exemptions on interest and dividend income, it will allow income deductions on contributions. However, simultaneous enrollment with Youth Future Savings or National Growth Type ISA is not permitted.
The National Growth Type is a product that any general citizen can enroll in, and plans to significantly expand tax benefits compared to existing ISA (non-taxable 2 million won, 9.9% separate tax on excess).
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https://v.daum.net/v/20260109140303966
