A complete stock beginner who doesn't even know what PER is got lucky
and I'm making close to 30% in returns
Even so, the principal is only 5 million won
I currently have an overdraft account, and to pay that off
whether to sell and reinvest only the profits, or to hold on with confidence in a 6000% return
I'm thinking about which to do
Apart from the overdraft account, there's no big problem for now, but parental leave is starting
My salary will definitely decrease
So I'm thinking about whether to at least reduce the 40,000 won monthly interest on the overdraft account
Since I don't know anything, I asked Gemini about dividend stocks
It recommended Macquarie Infrastructure or a PLUS High Dividend ETF
Even with simple calculation, if I put in about 1 million won
it seems like it would be better than a fixed deposit, but is it okay to put it into dividend stocks like this?
I have some extra money, and I'm torn between tying it up in dividend stocks or getting a fixed deposit, so I'm asking
