The government will establish a 'Productive Finance ISA (Personal Integrated Asset Management Account)' to promote long-term investment in domestic stocks. If you make long-term investments in domestic stocks and funds, National Growth Funds, and corporate growth collective investment schemes (BDC), you can enjoy greater tax benefits compared to existing ISA products.
The Ministry of Finance and Economy announced in its '2026 Economic Growth Strategy' released on the 9th that it will push forward with the establishment of a 'Productive Finance ISA'.
This is a follow-up measure following President Lee Jae-myung's instruction at the National Assembly meeting in November of last year to Deputy Prime Minister and Finance and Economy Minister Gu Yun-chul to review plans to provide tax benefits for long-term stock investors. At the time, President Lee said, "I hope you will carefully develop detailed ways to provide benefits for long-term investments by ordinary (stock) investors."
The Productive Finance ISA will be released in two main types: 'Youth Type' and 'National Growth Type'.
The Youth Type is designed to support mid-to-long-term asset formation for early-career workers (youth with total annual salary of 75 million won or less), and the plan is to allow income tax deductions on contributions in addition to special tax treatment for interest and dividend income. However, dual enrollment with Youth Future Savings or National Growth Type ISA is not allowed.
The National Growth Type is a product that all citizens can enroll in, and the plan is to significantly expand tax benefits compared to the existing ISA (non-taxable 2 million won, 9.9% segregated taxation on excess).
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https://v.daum.net/v/20260109140303966
