I'm receiving all of my child's child allowance
to my child's deposit/withdrawal account
When my child finds this money in the distant future
If it improves more than now, it improves, but it won't go bankrupt
While looking for such a company, I thought of just putting it in US ETFs
I came to that decision
I've opened a child account so far...
Accounts ending in 0 are for stocks
Accounts ending in 1 have slightly higher interest rates
It's a CMA bankbook, so I put it in CMA to transfer only when buying stocks
but I found out I need a joint authentication certificate to transfer
But to get a certificate issued, I need something else
I think I'll have to go to the bank once after all
Even though I'm the child's guardian, to do anything
there are more restrictions than expected
Anyway, if I buy those ETFs occasionally, I think I won't lose the principal later
