Our bank is lowering the handling limit for housing mortgage loans and jeonse loans per branch to 1 billion won per month to curb the increase in household loans. This is a measure that reduces the limit again after about half a year, following an expansion from 1 billion won last November to 3 billion won at the beginning of this year. Our bank plans to restrict mortgage insurance subscriptions from the 16th. Mortgage insurance is insurance that is subscribed together with housing mortgage loans, and through this, the amount of loans available actually decreases. These measures reflect the trend of strengthening total amount management in the banking sector and aim to stabilize the household loan market.