I am also collecting dividend stocks as part of my retirement plan.
When I wrote down the stock and number of shares in Excel, there were three things that bothered me every time I looked at it.
How much is actually left after taxes are deducted (since the amount varies by account, I had to recalculate it every time)
Which month dividends come in and which month they don't, and how many years it will take to reach 2 million won per month at the current rate.
It was also a hassle to have to look up each stock whenever the dividend changed and update Excel accordingly.
I thought it would be easier to organize everything on one screen, so I made it myself. If you just enter the stocks and the number of shares, everything else will appear below.
hatzze.fun/dividend
Calculates by account type tax rate
Click on one of the following: General Account, ISA, Retirement Savings, IRP and it will recalculate based on that account's tax rate.
For a general account, it subtracts 15.4% for domestic stocks and 15% for US stocks.
IRP shows how much more you need to add if your safe assets are less than 30%.
Keeps separate accounts and average purchase prices for each stock
The tag next to the name shows KB Financial as ISA and SCHD as a general account, allowing you to change the account for each stock.
If you enter the purchase price, that stock will be calculated based on your average purchase price instead of the closing price.
Dividend tendency, 5-year increase rate, and whether subject to separate taxation are also attached as tags.
How much comes in each month
It creates a twelve-month calendar based on the actual payment dates of the last 12 months.
You can see at a glance which month dividends come in and which month they don't for the stocks you hold.
If you click on an empty month, it will show you the domestic/foreign ETFs that pay dividends that month.
Years until goal
Select your monthly dividend target and it will show you what percentage you are at now and how much more you need.
It shows how many years it will take to reach your goal if you add a certain amount each month, and what your monthly dividend will be in 5, 10, and 20 years.
12 Baskets by Tendency
We have grouped 10 stocks each by tendency: consistency, profitability, growth, monthly dividends, covered calls, REITs, dividend aristocrats, separate taxation, preferred stocks, and account customization.
Move the investment amount slider to recalculate the number of shares for each stock. You can then add or remove them as a whole.
hatzze.fun/dividend
There are 1,361 domestic stocks, 428 US stocks, and 245 ETFs.
Please leave a comment if there are any missing stocks or incorrect values.
Thank you.
▶ Original source: https://hatzze.fun/
