한국인 어렸을 땐 입시 때문에, 나이 들면 아파서 '적자 인생' | 연합뉴스
When Koreans were young, it was because of entrance exams, and when they got older, it was because they were sick, 'a life in the red'. | Yonhap News
Saat masih muda, orang Korea berjuang keras untuk masuk universitas. Ketika mereka menua, mereka menderita karena "kehidupan yang merugi". | Yonhap News
한국인의 생애주기별 소비와 노동소득 분석 결과, 45세에 최대 흑자를 기록하며 '적자→흑자→적자' 패턴을 보였습니다. 16세에는 교육비 지출로 인해 가장 큰 적자를, 60대 이후에는 의료비 증가로 다시 적자가 발생했습니다. 특히 노년층의 소비 여력 증가와 고령화 영향으로 노년층 적자가 유년층 적자를 처음으로 앞질렀습니다. 노동 연령층은 흑자를 기록했으며, 이는 유년층과 노년층에게 이전되는 형태로 나타났습니다. 2024년 한국인의 생애주기 적자 총량은 전년 대비 감소했습니다.
Analysis results of consumption and labor income by life cycle stage of Koreans showed a 'deficit→surplus→deficit' pattern, recording the largest surplus at age 45. At age 16, the largest deficit occurred due to education expenses, and after the 60s, a deficit reappeared due to an increase in medical expenses. In particular, due to the increase in consumption capacity of the elderly population and the impact of aging, the elderly deficit exceeded the youth deficit for the first time. The working-age population recorded a surplus, which appeared as a transfer to the youth and elderly populations. The total amount of lifetime deficits of Koreans in 2024 decreased compared to the previous year.
Analisis hasil konsumsi dan pendapatan tenaga kerja orang Korea berdasarkan siklus hidup menunjukkan bahwa mereka mencatat surplus maksimum pada usia 45 tahun, dengan pola 'defisit→surplus→defisit'. Pada usia 16 tahun, defisit terbesar terjadi karena pengeluaran biaya pendidikan, sedangkan setelah usia 60 tahun, defisit muncul kembali akibat peningkatan biaya medis. Khususnya, peningkatan daya beli kelompok lansia dan dampak penuaan populasi menyebabkan defisit kelompok lansia melebihi defisit kelompok anak-anak untuk pertama kalinya. Kelompok usia kerja mencatat surplus, yang ditransfer ke kelompok anak-anak dan lansia. Total defisit siklus hidup orang Korea pada tahun 2024 menurun dibandingkan tahun sebelumnya.
