예금토큰 상용화 속도내는 한은, 이르면 9월부터 무기한 실거래 | 연합뉴스
The Bank of Korea is accelerating the commercialization of deposit tokens, with real transactions expected to begin as early as September. | Yonhap News Agency
Bank Indonesia mempercepat peluncuran token deposit, mungkin dimulai September dengan transaksi nyata tanpa batas waktu | Yonhap News
한국은행은 블록체인 기반 '프로젝트 한강' 2단계를 통해 예금토큰 상용화 기반을 마련할 계획입니다. 이번 실거래 테스트에는 참여 은행이 9개로 확대되고, 개인 간 송금(P2P), 생체인증 등 이용자 편의성을 높인 기능들이 추가됩니다. 또한, 프로젝트 한강 2단계는 기한 없이 진행될 예정이며, 국고보조금 지급 및 업추비 지급에도 예금토큰이 활용될 계획입니다. 정부는 예금토큰의 특성을 이용하여 부정 수급 등을 원천 차단하고자 합니다. 이와 함께 재경부는 내년에 한은 기관용 CBDC와 연계한 국채 토큰화 실증사업을 추진할 예정입니다.
The Bank of Korea plans to lay the groundwork for commercializing deposit tokens through the second phase of 'Project Han River,' a blockchain-based initiative. This live transaction test will expand participation to nine banks and add features that enhance user convenience, such as peer-to-peer (P2P) transfers and biometric authentication. Project Han River's second phase is expected to continue indefinitely, with plans to utilize deposit tokens for government subsidies and budget disbursements. The government aims to leverage the characteristics of deposit tokens to prevent illicit transactions at the source. In addition, the Ministry of Economy and Finance intends to launch a pilot project next year that will link the Bank of Korea's institutional CBDC with tokenized treasury bonds.
Bank of Korea berencana untuk membangun dasar komersialisasi token deposito melalui tahap 2 'Proyek Han River' berbasis blockchain. Dalam uji coba transaksi nyata ini, jumlah bank peserta akan bertambah menjadi 9 dan fitur-fitur yang meningkatkan kenyamanan pengguna seperti transfer antar pribadi (P2P) dan otentikasi biometrik akan ditambahkan. Selain itu, tahap 2 Proyek Han River direncanakan akan berlangsung tanpa batas waktu dan token deposito juga akan digunakan untuk pembayaran bantuan negara dan biaya operasional. Pemerintah berencana untuk menggunakan karakteristik token deposito untuk memblokir penyalahgunaan dari sumbernya. Bersama dengan itu, Kementerian Ekonomi dan Keuangan berencana untuk melaksanakan proyek demonstrasi tokenisasi obligasi yang terhubung dengan CBDC institusional Bank of Korea pada tahun depan.